Federal Crop Insurance Products

The margin protection plan provides coverage that is based on an expected margin, which is the expected area revenue minus the expected area operating costs, for each applicable crop, type, and practice.

YP provides protection against a loss in yield due to unavoidable, naturally occurring events like weather, fire, insects, plant disease, wildlife, earthquake, volcanic eruption, and failure of the irrigation water supply.

Revenue protection provides protection against a loss of revenue caused by price increase or decrease, low yields or a combination of both (for corn silage and rapeseed, protection is only provided for production losses).  

RP-HPE is similar to RP, but protects against loss of revenue caused by price decrease, low yields. Protection guarantee is based on the projected price only and does not increase based on a harvest price.  

Coverage is based on the county rather than individual farms.  Maintaining the insured’s actual production history is now mandatory and may be used by RMA as a data source to establish and maintain the area programs.  

ARPI is based on the experience of the county rather than individual farms. Coverage is provided against loss of revenue due to a county level production loss, a price decline, or a combination of both.  

ARPI-HPE is based on the county rather than individual farms.  Maintaining the insured’s actual production history is now mandatory and may be used by RMA as a data source to maintain the areas programs.

The APH plan of insurance provides protection against a loss in yield due to nearly all natural disasters, including drought, excess moisture, cold and frost, wind, flood, and unavoidable damage.
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The devastation left in the wake of a hail storm can be total or partial…but it’s always expensive and all the good farming practices in the worlds won’t prevent it. Crop Hail Insurance gives you acre by acre protection that can be as much as the actual cash value of your crop, thereby protecting your investment and your future.

The Rainfall Index and Vegetation Index programs were developed to become risk management tools for the 588 million acres id U.S. pastureland and 61.5 million acres of hayland. The pasture, rangeland, and forage (PRF) insurance policies use technology to assess losses in forage production across diverse range and pasture environments.